Before you pay
Payments: eligibility and scope
Check who the Vietnam payment flow is for and how it differs from expenses, subscriptions and a wallet.
Who is this flow for?
OnePlan’s Vietnam payment flow is intended for foreign nationals visiting and physically present in Vietnam. Vietnamese citizens are not eligible for this flow, including when abroad or using an English-language account.
This guide describes the intended product scope. Eligibility does not guarantee that a particular merchant, transaction or payment method will be supported. Review the conditions shown in the app before using an available payment flow.
What payments cover
| Action | Is this the same payment flow? |
|---|---|
| Pay a supported merchant for goods or services outside the app | This is the intended merchant-payment use case, subject to eligibility. |
| Buy OnePlan Pro or scan credits | No. Digital purchases use their applicable in-app purchase flow. |
| Record a dinner bill for friends | No. This is expense bookkeeping. |
| Mark a friend’s debt settled | No. Updating a record does not initiate a payment. |
| Fund the planned personal or trip wallet | No. Those wallet features are not released. |
Availability and checks
Use only payment methods and merchants actually offered by your version of the app. Review any requested identity or eligibility checks in the payment flow. Do not submit identity documents by ordinary support email.
A screen shown in a demo is not proof of live availability. In particular, the planned on-chain wallet and its development QR payout are not a released banking route.
Before confirming a payment
- Check the merchant or recipient name matches who you intend to pay.
- Check the amount, currency, exchange rate, fees and total.
- Understand the shown status and keep the transaction reference.
- If the result is uncertain, check history before trying again.
For general account terms, read the Terms of Use. For help with your eligibility or a transaction, contact hello@lumilabs.space.